Short-term loans

We have been not any longer offering CUOK payday advances

At the time of 18 May 2020 our CUOK payday loans have now been discontinued. But, we nevertheless provide a selection of choices if you’re trying to borrow lower amounts of cash. You should use our loan calculator below to utilize for financing via our primary loans procedure, that may just just take 7-14 times to process.

Or, if you’re interested in a more flexible financing choice that permits one to borrow quickly if you require to, our brand new Family Saver and Salaryflex schemes might be best for your needs.

Determine a Credit Union loan

Who can use?

Present users can put on for the loan whenever you want. Presuming you reside within our typical bond and are also entitled to become listed on, it’s also possible to be a part during the time that is same you submit an application for that loan.

Specific items and promotions are merely available to anyone who has been an associate for a certain time period, have amount that is check into cash loans hours certain with us, or that are enrolled in payroll deduction.

The application form process

Our application that is online form straightforward, and may simply take about a quarter-hour to accomplish. Before starting, it really is worth getting your nationwide insurance quantity handy, in addition to a picture or scan of one’s payslip and bank statements. You might be expected to produce these included in the procedure.

As soon as your application happens to be gotten, it should be looked over by user of y our loans group, that will use the information you have supplied to determine whether or perhaps not we are able to accept the job. This might simply take 7-10 times. We will update you by SMS and let you understand the results when this step is complete.

In case your application is approved, you’re going to be expected to signal that loan contract setting out of the regards to your loan, including details including the amount to be lent as well as the payment duration.

After the loan contract is finalized, we are going to move the funds to your account within 2-3 days that are working. Loan repayments will then just take put on the date and through the technique consented.

Am I going to be accepted?

We shall decide centered on simply how much you have got applied for, and our evaluation of one’s capability to repay. We are going to repeat this by at your revenue, credit and expenditure history. We may ask you to provide bank statements and payslips as evidence of this when you apply.

All loan choices are produced by an individual, maybe perhaps not a pc, and so we are going to constantly make an effort to take the picture that is whole account. Where we can’t approve the total amount, we possibly may manage to give you a lesser quantity, or a alternate price.

How exactly to apply

You can easily use whenever you want utilizing our online application procedure. Simply use the calculator with this web page to determine simply how much you may like to borrow and over exactly exactly what time frame. Then, click ‘apply with this loan’ to start the procedure.

You may want to apply in individual in virtually any of our branches – you need to be certain to bring ID that is valid evidence of target, payslips and bank statements with you.

Important info

This summary is actually for illustrative purposes only, in order to offer you, the debtor, a summary of this prospective price of borrowing. All loan choices and rates that are actual influenced by personal circumstances and credit guide information provided to us by Credit Reference Agencies.

Require an illustration that is personalised. Loan items might be withdrawn at any some time are susceptible to supply during the time of application. London Mutual Credit Union may not be held accountable for almost any mistakes or omissions.

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